Think of the people among your relatives, friends and business associates who have suffered a critical illness. It always comes as a shock when we here the news, it’s hard to believe that such a thing would happen to… them!

The following statistics are not about them, some unfortunate group of people; they are about us. The facts are: the average age of people making heart attack, cancer, or stroke claims in the past three years was 41. A quarter of claims were from individuals under 35. According to a 3 year claim study by Canada Life, 10% of claims came from people younger than 30, 23% came from people between age 31 and 40, and 52% from people between age 41 and 50. If you think such kind of disaster will surely avoid you, please think again!