Such as:

• Heart Attack
• Cancer (invasive)
• Cancer (non-invasive carcinoma in situ)
• Stroke
• Major Organ Transplant
• Kidney Failure
• Paralysis
• Blindness
• Terminal Illness/Death
• HIV (medical personnel only)
• Loss of Independent Living

Benefits also payable for the following conditions:

• Coronary Artery Bypass Surgery (pays 25% of selected benefit)
• Coronary Angioplasty (pays 10 - 25% of selected benefit)
• Non-invasive cancer in situ (pays 10 - 25% of selected benefit)